Buying
I drove these roads for twenty years before I sold a single house on them. Bring me an address and you will get the history, the taxes and the honest version of what the county will let you do with it.
Before we look at anything, you want a pre-approval in hand. It tells you what you can actually carry, and in a competitive offer it is the difference between being taken seriously and being skipped. I work with Michelle Schmidt at Movement Mortgage, and you are welcome to use your own.
Photos hide grade, noise, water and access. I have spent my working life looking at how ground drains and how a truck gets in and out of a driveway. On acreage that matters more than the kitchen.
Price is one term out of many. Timing, contingencies, what conveys and who pays for what all move the deal. In Washington the inspection, financing and title timelines are counted in a specific way, and missing one is how people lose earnest money.
Inspection, appraisal, title, escrow and the walk-through. Chicago Title handles closing on most of my transactions. You will hear from me at each step, not only when something is wrong.
Run the numbers
Nothing is sent anywhere. It all happens in your browser.
An estimate, not a loan quote, and not financial advice. It leaves out mortgage insurance, HOA dues and closing costs, and the tax and insurance figures are yours to change. Only a lender can tell you what you actually qualify for.
Worth reading first
Yours to keep
Twenty-four pages on buying a house in this county, written for my own clients. The eight steps, what it costs, the wants-and-needs worksheet, and the list of things not to do while your loan is being underwritten.
There are sections in here you will not find in a national guide: what to ask before you buy waterfront, how a septic inspection works and what the inspector is actually looking at, and a plain reading of Washington's agency law and what it means for you.
No obligation
Tell me what you are trying to do and roughly when. If the answer is that you should wait six months, I will tell you that.
New listings
Pick a town, a price and bedrooms. My home search opens with those homes, and every new one can be emailed to you each morning.
